No health checks or added stress. Speak to our trusted advisors and set up your policy in a matter of minutes.
Family Life Insurance with a lump sum benefit amount up to $1.5m and monthly premiums from as little as $9.66 per month1.
We are Canada’s most trusted direct life insurance provider*. Enjoy a pressure-free service from our team of specialists.
Cover Direct Family Life Insurance is a type of life insurance policy that can offer your loved one's financial support if you pass away unexpectedly. With Family Life Insurance we offer term life insurance and a more permanent version of life insurance. Term life insurance will last a certain time, which you choose when taking out a policy, and can be between 10 and 30 years.
Family Life Insurance is available for Canadian residents aged 18 to 702. Depending on your age, you could get up to $1.5 million worth of coverage. Even better, our prices start from as little as $9.66 per month1 with no policy fees. You can secure a policy in a matter of minutes. There are no complicated forms, medicals or blood tests to get approved - just a few health and lifestyle questions.
As the most trusted direct life insurance provider in Canada*, we’re proud to say that we’ve been rated ‘Excellent’ on Trustpilot after thousands of independent reviews. We've also got excellent ratings on Google, REVIEWS.io and Feefo, where we’ve won the Gold Trusted Service Award.
At Cover Direct Insurance Agency, we’re here to help you get coverage that can give you peace of mind. To get an idea for how much you need, think about what you would like your term life insurance policy to do. A life insurance policy can be used for some very important things like a mortgage, car repayments or even providing savings for your children’s education.
At Cover Direct, we offer both term life insurance policies and life insurance policies that last your entire lifetime. So, it’s important to think about what type of coverage might suit you best. No worries if you’re not sure yet though, we offer our customers the flexibility to apply to make changes with no additional fees. If you would like an idea for how much policy coverage you might need, you can use our our life insurance calculator.
Trying to balance the budget for a family can be a tough task, even at the best of times. It can sometimes be too easy to put off getting life insurance. After all, it’s not easy thinking about your own death. We are here to help you embrace your responsibility to your loved ones. We’ve designed our policies to be simple and straightforward, to help you get life insurance you can feel confident about.
Some of the common factors that can impact the cost of your Cover Direct Family Term Life Insurance policy include:
With Cover Direct you’ll have the flexibility to apply to make changes at any stage during the policy, for no additional fees.
Cover Direct’s Family Life Insurance offers your loved ones some financial support if you were to pass away unexpectedly. Even better, there are no medical checks or blood tests to get approved - just a few health and lifestyle questions. Find out more below or read our helpful life insurance guide.
Term life insurance offers coverage for a set amount of time. If you pass away during this time period, your family will receive a lump sum payout. A member of our team will help you decide on a suitable period between 10 and 30 years3.
As an alternative option, we have a more permanent kind of policy that is designed to provide you coverage for the rest of your life once you keep up with your monthly payments. This can offer you peace of mind knowing that your loved ones have support they require even when you are no longer there3.
Life is full of surprises and unfortunately, not all of them are good. If you would like greater peace of mind, we can discuss some of the optional extras with you. These optional extras will pay a tax-free lump sum amount to you, or your loved ones.
Read the most commonly asked questions about Term Life Insurance from Cover Direct.
Term Life insurance is a simple way to help provide some financial support for loved ones that depend on you. A term life insurance policy allows you to leave behind a lump sum amount that could be used by your loved ones to pay tax bills, final expenses and other debts after you pass away. With a term life insurance policy, you select a certain period that you would like to have coverage for. Depending on your circumstances this could be anywhere between 10 and 30 years. With Cover Direct, you could apply for up to $1.5 million of coverage depending on your age.
Find out more about Cover Direct Family Life Insurance in our FREE and easy to understand information pack. It includes important information and things to consider before you buy.
To start the claims process, simply call us or email claims@coverdirect.ca. Our claims team are highly trained and handle claims with care and compassion.
We will send you a claim form to be completed, signed, and returned to us. The claim will then be reviewed as quickly as possible. We may need more information, in which case the person making the claim might be contacted.
Once your claim is approved, we will pay the benefit amount to the person legally entitled to it.
Please refer to our T&Cs for more detail.
