No health checks or added stress. Speak to our trusted advisors and set up your policy in a matter of minutes.
Family Life Insurance with a lump sum benefit amount up to $1.5m and monthly premiums from as little as $9.66 per month1.
We are Canada’s most trusted direct life insurance provider*. Enjoy a pressure-free service from our team of specialists.
Cover Direct Family Life Insurance is a type of life insurance policy that can offer your loved one's financial support if you pass away unexpectedly. With Family Life Insurance we offer level term life insurance and a more permanent version of life insurance. A level term life insurance policy is a type of policy where you choose how long you want coverage for. With Cover Direct it can be between 10 and 30 years. Another feature of a level term policy is that what you pay in premiums will stay the same for the length of the policy term.
Family Life Insurance is available for Canadian residents aged 18 to 702. Depending on your age, you could get up to $1.5 million worth of coverage. Even better, our prices start from as little as $9.66 per month1 with no policy fees.
As the most trusted direct life insurance provider in Canada*, we’re proud to say that we’ve been rated ‘Excellent’ on Trustpilot after thousands of independent reviews. We've also got excellent ratings on Google, REVIEWS.io and Feefo, where we’ve won the Gold Trusted Service Award.
At Cover Direct Insurance Agency, we want to make securing life insurance as simple and straightforward as possible. That’s why applying for a level term life insurance policy can all be done over the phone in minutes. There are no medicals or blood tests required, we’ll just ask you a couple of simple health and lifestyle questions.
Depending on your age when you apply, you could get up to $1.5 million worth of coverage. Without the need for a medical, you can easily arrange your family life insurance policy over the phone in minutes. You won’t have to waste time searching around for a policy, our coverage is available exclusively through us. If you’d like a better idea of how much coverage you would like you can use our life insurance calculator.
The cost of your level term life insurance policy will depend on your own personal circumstances. There are a few common factors that can impact the cost of a life insurance policy. These include:
We’ve designed our policies to be simple and straightforward, to help make it easy for you to secure life insurance. That’s why we don’t require a medical to get insured. You can complete everything over the phone in a matter of minutes.
Cover Direct’s Family Life Insurance offers your loved ones some financial support if you were to pass away unexpectedly. Even better, there are no medical checks or blood tests to get approved - just a few health and lifestyle questions. Find out more below or read our helpful life insurance guide.
Level Term life insurance offers coverage for a set amount of time. If you pass away during this time period, your family will receive a lump sum payout. A member of our team will help you decide on a suitable period between 10 and 30 years3.
As an alternative option, we have a more permanent kind of policy that is designed to provide you coverage for the rest of your life once you keep up with your monthly payments. This can offer you peace of mind knowing that your loved ones have support they require even when you are no longer there3.
Life is full of surprises and unfortunately, not all of them are good. If you would like greater peace of mind, we can discuss some of the optional extras with you. They are available during the application process, and these optional extras do not require a medical to be accepted. These optional extras will pay a tax-free lump sum amount to you, or your loved ones.
Read the most commonly asked questions about Level Term Life Insurance from Cover Direct.
Level term life insurance is a simple way to help provide some financial support for loved ones that depend on you. A level term life insurance policy allows you to leave behind a lump sum amount that could be used by your loved ones to pay tax bills, final expenses and other debts after you pass away. With a level term life insurance policy, you select a certain period that you would like to have coverage for. Depending on your circumstances this could be anywhere between 10 and 30 years. With Cover Direct, you could apply for up to $1.5 million of coverage depending on your age.
Find out more about Cover Direct Family Life Insurance in our FREE and easy to understand information pack. It includes important information and things to consider before you buy.
To start the claims process, simply call us or email claims@coverdirect.ca. Our claims team are highly trained and handle claims with care and compassion.
We will send you a claim form to be completed, signed, and returned to us. The claim will then be reviewed as quickly as possible. We may need more information, in which case the person making the claim might be contacted.
Once your claim is approved, we will pay the benefit amount to the person legally entitled to it.
Please refer to our T&Cs for more detail.
